Executive Post Graduate Diploma in Personal Finance(E-PGDPF)

Offered by Executive Development Programs (EDP) Cell, Parul University
Programme Duration: 1 Year | Total Credits: 40

Programme Objective

The programme aims to develop competent financial planning professionals with practical expertise in investments, insurance, behavioral finance, fintech, and regulatory frameworks.

Semester I
Foundations of Securities Markets: Structure, Instruments, and Participants

• Overview of Indian and global financial markets
• Equity, debt, derivatives, and commodities markets
• Market participants and intermediaries
• Primary and secondary markets
• Market indices and benchmarks

Investment Planning Through Volatility Simulation

• Risk and return concepts
• Volatility measurement techniques
• Scenario and sensitivity analysis
• Monte Carlo simulations
• Asset allocation under uncertainty

Mutual Funds Essentials: Structure, Selection, and Strategy

• Types of mutual funds
• NAV computation and expense ratios
• Fund performance evaluation
• Scheme selection strategies
• Role of mutual funds in financial planning

Applied Financial Modeling: Decision Tools for Financial Planners

• Time value of money applications
• Cash flow modeling
• Retirement and goal-based planning models
• Investment appraisal models
• Use of Excel for financial modeling

Capstone Project – I

• Client profiling and need analysis
• Portfolio construction case study
• Data collection and interpretation
• Report preparation
• Presentation and evaluation

Semester II
Insurance Planning & Risk Transfer Strategies

• Principles of risk management
• Life, health and general insurance products
• Policy analysis and selection
• Claims management
• Role of insurance in wealth protection

Investment Advisory Practice: Operations, Compliance, and Regulatory Frameworks

• RIA business models
• SEBI regulations and compliance
• Client onboarding and documentation
• Ethics and professional standards
• Practice management

Behavioral Finance for Financial Planners

• Behavioral biases in investing
• Prospect theory
• Investor psychology
• Behavioral portfolio construction
• Client counseling techniques

Fintech, Robo-Advisors & The Digital Planner

• Introduction to fintech ecosystem
• Robo-advisory platforms
• Digital investment tools
• Technology-driven client engagement
• Cyber security and data privacy

Capstone Project – II

• Comprehensive financial plan preparation
• Investment and insurance integration
• Regulatory and ethical considerations
• Final project report
• Viva-voce presentation

Assessment Methodology: Continuous Internal Evaluation, Assignments, Case Studies, Project Work, and End Semester Evaluation.